Veda Commercial Credit Analysis
Investigative reports provide you with information which may help you to manage your high risk commercial credit exposures. The reports provide an analysis which may assist s you to verify the legal entity and assess the financial viability of the entity you are dealing with.
The confidence to make informed business decisions
Our trained and experienced business analysts compile commercial information from a variety of sources into a suite of reports tailored to different levels of risk.
We can provide you with timely and accurate information on:
- Company details including the legal entity that matches the Company Number you provide, previous company information, key financial data and directors' background
- Trade payment habits and trends
- Adverse listings on the entity and principal
- Company structure and operation details through investigations/interviews
Significant benefits of our investigative reports may include:
- Comprehensive and in-depth investigations and analysis on an entity, conducted by trained, experienced business analysts
- Risk score and recommendation (Note: this is a recommendation only and you must still make your own lending/risk decision based on your own credit and risk policies and procedures
- Reduced risk of bad debts and helps control downstream collection costs.
We offer a range of Investigative Reports to meet different levels of risk:
Oscar reports aim to verify the legal entity, provide entity and principal adverse data, analyst's summarised commentary with a risk score and recommendation (without contacting principals).
Trade Check report aims to verify the legal entity, providing entity and principal adverse data and trade survey data (without investigation/financial data).
Credit Report aims to verify the legal entity, provide entity and principal adverse data, trade survey data, and detailed investigation and analysis on financial data.
Credit Risk Report aims to verify the legal entity, provide entity and principal adverse data, trade survey data, and detailed investigation and analysis of key financial data, and provide a risk score and recommendation.
Credit Risk Scan Report aims to provide all the information received in a credit risk report, and provide verification of the ownership of property holdings before accepting directors' guarantees.
Strategic Account Analysis Report aims to provide all the information received in a credit report, plus a detailed recommendation. You might consider that this is better suited to assessing large accounts, that you have a high exposure to, based on thorough in-depth investigation and analysis on financial data.