Discover your credit history
Everyday, thousands of businesses make decisions based on an individual's credit history. Do you know what is contained in your credit file, who has obtained copies of your credit file, and whether your personal information is accurate and up to date?
Click here to download the application form.
My Credit File Express - your file will be with you before you know it!
If you are unaware of what information is contained on your credit file then you need to act swiftly! Choose our My Credit File Express service and we will dispatch a copy of your credit file to you within one working day. The process is simple:
- Fill out the application form
- Read and understand the important information detailed in step 5
- Attach a copy of suitable identification
- Include payment details
- Sign the form and fax back or post to us
Recently been refused credit and not sure why? Request a copy of your credit today to find out why and to ensure you have no unwanted surprises when you next apply for credit!
Your credit file contains information about you and your credit history, including:
- Full name
- Last reported and previous addresses
- Date of birth
- Company directorships (if any)
- Who has made credit enquiries and when
- Records of payment defaults (overdue accounts) - if any
- District and High Court judgments (if any)
- Insolvency Information (if any)
- Records of any ID you have reported lost or stolen
- Collections data (if any)
- Collection Agency defaults (if any).
Click here to download the application form.
My Credit File will assist you in managing your personal information and also help you to better assess your own credit-worthiness. Your credit file is an asset to you, providing valuable personal information from a trusted third party source, which can be used to support your future credit applications.
As the custodians of New Zealanders' personal credit information, Veda is committed to protecting your information.
My Credit File
If you have a little more time to spare then choose our My Credit File service and a copy of your credit file will be dispatched to you via post within ten working days free of charge.
Please note that you may only request a copy of your own credit history. For security purposes, prior to receiving a credit file you will be asked to verify your identity. You can obtain more detailed information regarding the access and use of personal information on our privacy page.
Click here to download the application form.
Lost or Stolen Identification
To help protect against identity theft and any subsequent fraud, you can request that personal identification, that has been lost or stolen, be recorded on your credit file.
Report your lost or stolen identification to the police. Typical identification will include credit cards, passport or drivers licence.
Send Veda a copy of the police report via email or post (details provided below) and we will record that your identification has been lost or stolen to your credit file.
Send a copy of the police report to either of the following:
E-mail: publicaccess.nz@veda.co.nz
Post: Public Access, Information Services & Solutions (NZ)
Veda Advantage (NZ) Limited
Private Bag, 92156, AMC, Auckland 1142
To ensure you are aware of any changes to your personal credit information, Veda also offers My Credit Alert allowing you to keep track of who is accessing your credit file and why.
Click here to download the application form.